Building a new home or building? The first thing you’d want to make sure that it is safe and secure. Insurance companies place a great emphasis on the security measures you took while building a home or commercial building during the claim settlement process.
One way to make sure your newly built establishments are safe is to get PAS 24 certified doors and windows. PAS 24 is a British Standard that sets higher security standards for doors and windows. It is becoming a strong sign of quality and durability.
Break-ins cost insurance companies millions of dollars every year. That’s why they are starting to take the security of your property into account when setting premiums.
Looking to upgrade your home with style, security, and energy efficiency? Bowalker doors and windows provide elegant design, superior quality, and lasting performance for every space.
But does PAS24 doors and windows really help your home insurance? And should homeowners actively look for it?
Let’s find out.
Risk Assessment by Insurance Companies
A big part of how insurance companies set premiums is how easy (or hard) it is for burglars to break into your home. Your risk profile is lower if your doors and windows are harder to break into.
Most insurance companies have minimum security requirements, which usually include British Standard locks (like BS 3621), multi-point locking systems, or proof that windows and doors can withstand attempts to break in. If these conditions aren’t met, a claim might be lessened or even denied.
Therefore, having security measures like PAS 24 can play a significant role. This can be in the form of lower premiums or faster claim approvals, as well as peace of mind for homeowners.
Where PAS 24 Fits In
PAS 24 (Publicly Available Specification 24) is a British Standard that sets higher security standards for doors and windows in homes. The PAS certification process involves inspecting the whole product, including the frame, locks, hinges, glazing, and handles, to make sure it can protect against common attacks like cutting, levering, and impact.
Not all insurance companies spell out PAS 24 in their policies, but many see it as proof that your property meets or exceeds accepted security standards. Some insurance companies may even offer lower premiums or better terms for homes that have PAS 24-certified doors and windows because they are less likely to be broken into.
PAS 24 certification is also very important for the UK Building Regulations’ Approved Document Q (ADQ), which lists the security standards that all new homes must meet. The Secured by Design (SBD) police program also recognizes PAS 24 as the standard for getting its Police Preferred Specification status.
So, if you’re building a new home or fixing up an old one, you can be sure that your windows and doors security are up to the same standard as those used by police and building inspectors.
Things Homeowners Should Know
The short answer is yes, PAS 24 certification is worth it, especially if you want to make your home safer, stay in compliance, and maybe even save money on insurance. Here are some things to think about:
Look at Your Insurance Policy
The specifications regarding the security of locks, doors, and windows vary among insurance companies. Some say “British Standard-approved” or “enhanced security” fittings. PAS 24 usually meets or exceeds these standards, but it’s always a good idea to double-check.
Keep Proof of your Certification
Get proof or labels from your installer that show your products are PAS 24 certified. This can be helpful proof if you ever need to file a claim or check for compliance.
Keep Up with Regular Maintenance
If parts are not properly maintained, certification will not last indefinitely. To keep things working, make sure the locks are oiled, the hinges are lined up, and the frames aren’t broken.
Put Layers on Your Security
Use alarms, motion lights, and CCTV along with PAS 24-certified products. When you apply for insurance, they look at your whole security system. Having layers of protection is always a good thing.
Talk to Your Insurer
Always ask, “Do PAS 24 doors and windows affect my premium?” They might not give you a direct discount, but they might take your lower risk level into account when they set the terms for renewal.
In the end, having PAS 24-certified products means you’ve taken reasonable measures to protect your home. This can make a big difference if you ever have to file an insurance claim.
Bowalker’s Role
At Bowalker, we believe in putting security first, always. We build doors and windows that meet or exceed PAS 24 certification standards. This makes sure they are strong enough to pass real-world attacks.
With Bowalker, you get more than just style and craftsmanship. You also get tested, proven security that comes with professional installation and reliable documentation for your peace of mind.
Our team helps homeowners, builders, and developers all over the UK with:
- Get expert help with PAS 24 windows and doors and Building Regulation compliance.
- Products that are professionally installed and certified
- Designs that focus on security without sacrificing style
You’re not just getting new windows and doors with Bowalker; you’re also getting long-term protection and compliance.
Not all insurance companies require PAS 24 certification, but PAS 24 certified products can help lower the risk rating of your home. Thus, if you’re looking for PAS 24 certified doors and windows, Bowalker can be the ultimate destination. You can explore our wide range of doors and windows here.
